San Joaquin Bank

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October 12, 2008

A.G. EDWARDS & SONS, INC. Dave Westerfeld 5060 California Avenue, 11th Floor Bakersfield, CA 93309 (661) 327-8560	HOWE BARNES HOEFER & ARNETT Michael S. Hedrei 555 Market Street, 18th Floor San Francisco, CA 94105 (800) 346-5544
SEIDLER COMPANIES Troy Norlander / Michael Natzic P.O. Box 1688 Big Bear Lake, CA 92315 (800) 288-2811	UBS FINANCIAL SERVICES Jeff Hall 10000 Stockdale Highway, Suite 105 Bakersfield, CA 93311 (661) 663-3200
MONROE SECURITIES, INC. Steven Schroeder 47 State Street Rochester, NY 14614 (800) 766-5560	WEDBUSH MORGAN SECURITIES Lisa Gallo 4949 S.W. Meadows Rd, Suite 100 Lake Oswego, OR 97035 (866) 491-7828

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